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Updated 23 Sep 2026

Terms of use

How to use The Layby, and what this site is not.

We will never share or sell your data.

This is a plan, not a loan.

The mix is an example, not a promise.

The short version

Use this site to see where the monthly number can already live.

You still pay the office the way you already would.

We do not take a payment.

What The Layby is

This is your lay-by for braces.

We help you find the monthly payment already in the month, then prove a week of it.

What it is not

This is not a loan.

This is not medical advice.

This is not a promise that every family can capture $150.

Your mix

You type the number from your estimate.

You can copy this page or send the plan to yourself.

Anyone who can open that plan can see those numbers.

News

We do not write those stories.

We do not invent savings from them.

Using the site

Use it for your household plan.

Do not try to break the site.

Do not copy the site to resell it.

The office

Office copy is labeled for the desk.

The office does not get your mix unless you bring it.

The limit

Coupons will not fix a month that truly does not have the monthly payment.

If the gap is real, wait, use FSA or HSA dollars first, ask for a longer term, or look at public programs.

If something is wrong

The mix is an example.

We are not responsible for a payment you make or skip at the office.

We are not responsible for a deal a shop no longer has.

If this page changes

We can update these terms.

The date at the top is the date that applies.